This is the question I ask myself way too often. The news are full with reports about the most disgusting crimes against oftentimes the most vulnerable of our society; politicians, who are supposed to look out for the citizens are acting in the lobbyists' and big corporations' best interest; obesity, especially among children is spiraling out of control, and in general, this society is celebrating underachievers!! What happened to the so-called "American Dream", that if you work hard enough, you will succeed? Nowadays, people feel so entitled to everything without putting in the necessary effort. Why is the foreclosure rate so high? The vast majority of these troubled homeowners didn't look close enough on what they could actually afford but rather went with taking the most money any bank would give them to be able to afford the biggest house. Saving is for losers, hail to consumerism!
To be honest, I am sick and tired of reading these whiny stories. Just cut your losses, move on, and learn from your mistakes! Better yourself! Get a job, pay off your debt, save money for meager times, get some education to be able to get a better job, the opportunities are out there! And stop finding excuses for failing, it's all up to you!!!